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Market exchange rate as of
18 Minutes ago

US Dollar to Indian Rupee (USD to INR) Live Exchange Rates

Non-Resident Indians (NRIs) remitted nearly $79 billion to India in 2018. But even so, most NRIs wonder if they are using the right service provider for sending money to India. Which are the most relibale money transfer companies? Is it safe to use this online money transfer service? How long will it take before the money reaches the destination? Am I getting the best exchange rates for USD to INR? What is the current US dollar to Indian rupee exchange rate or what is the live USD to INR exchange rate? Should I wait for a few days to transfer money to India to get a better rate? Where can I compare the exchange rates by various money transfer companies? What is USD to INR forecast?

To answer these questions, we have prepared a table of money transfer companies that offers money remittance services from USA to India as shown below. Exchange Rates vary by the transaction amount and the method of transfer. The rates and fee shown for sending money to India are for online money transfer of under $1000 from USA.

Scroll past the rate table to see the Exchange Rate Discussion Board.

 ₹ Per $ 
Fee Time Comments

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0.005 Days
  • Get upto 30 paisa extra on your First transaction
  • Best Exchange rates
  • 0 fees
  • Fixed exchange rates
  • Safe & Secure
  • Track the status of your remittances
  • For assistance, write to us at
  • Hassle free process

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0.004 Indian banking hours (Express) or 5 business days (E-transfer)
  • ZERO service charge on transfer above $1000
  • Fixed Exchange Rates
  • ACH mechanism of fund transfer to all ICICI Bank account and credits into 100+ Bank accounts in India via NEFT and IMPS clearing
  • Email/ SMS alerts on fund transfer status
  • Anytime, anywhere access through Money2India App
  • Standing Instructions facility with Higher Fund Transfer Limits

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+91- 22- 4406 6666


0.003 - 5 Days
  • $0 Fee to transfer any amount
  • Fixed exchange rates
  • Transfer money to any bank in India
  • Ongoing Promotion: First transaction of over $500 will get you $10 amzon gift card for online shopping

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0.002 - 3 Days
  • has $0 fees for above $1000 transactions and $1.99 fees for below $1000.
  • Guaranteed Exchange Rate
  • Bank Transfer (ACH mechanism) takes 24-48 hrs for transfer
  • Unlimited amount for bank deposit or draft delivery at home
  • Bank draft delivery at home takes 3 days only
  • Xpress Money option delivers cash at agent locations immediately (Rs. 50,000 max.)

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5.002 Days
  • Free $25 Amazon voucher on first transaction   
  • Zero fees for transfer above $999
  • Option to choose guaranteed or indicative rate
  • Transfer takes 4 days* for ACH and 1 day* for wire transfer
  • No upper limit on transaction
  • Method of receiving in India is bank deposit
  • Get Rs. 1000 with every referral, who registers and transacts
  • For assistance, mail at or call toll free at 1-888-736-4886

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0.004 Indian banking hours (Express) or 3 business days (Economy)
  • $0 fee for transfer over $1000. Fee of $1.99 for transfers below $1000.
  • Guaranteed Exchange Rate
  • Take 3 to 5 business days to transfer from your Bank account
  • Take 4 hours (India banking hours) if money is transfered using Debit Card
  • Deposits can be made to all the major banks in India
  • 100% Money-Back Guarantee
  • 24/7 Customer Support

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0.003 Days
  • $0 transfer fee via debit card
  • Great exchange rates
  • Deposit to almost any bank in India within 24 hours
  • Cash pick-up available
  • 100% Money-Back Guarantee
  • More than 230,000 Worldwide Agent Locations in more than 130 Countries

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0.004 - 5 Days
  • $0 fee for online transfer to SBI Banks and fee of Rs. 6 for online transfer of amount less than $500 to any other bank
  • Foreign Currency Conversion charges of Rs.250/- levied on every remittance.
  • Service tax of .14% or Rs. 35 (whichever is higher) for amounts upto Rs. 100,000 received in India
  • 2 days for transfer to account in SBI bank and 4-5 days to accounts in other banks
  • Min remittance amount in a single transaction is $50
  • Max remittance of $10,000 in a single transaction to account in SBI and of $5000 in account with any other bank
  • Other Transfer modes: Instant transfer, SWIFT/Wire transfer, Draft Cashier's Cheques and Foreign currency cheques.

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0.003 Days
  • Highest Locked-In Exchange Rate Guarantee
  • Instant Bank Deposits to Bank Across India
  • Cash PickUp to Over 20,000 Location Across India
  • No fee for transfers over $1,000
  • Minimum amount to send $50, Maximum amount $2,950
  • 24/7 Customer Service and Live Web Chat
  • Accept ACH & Credit Card for payment
  • Remittance can also be made in person at their agent location

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9.082 hours
  • Fast, Secure and Transparent money transfer with No hidden fees
  • Transfer fee Calculation: USD 1.13 + 0.6% of the transfer amount upto USD 135,000 and 0.5% for over USD 135,000
  • 5 million customers, processing USD 4 billion in transactions every month and customers saving USD 1 billion every month
  • TransferWise is now (in the year 2019) the most valuable fintech start-up in Europe.
  • 24x7 customer support

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10.003 Days
  • The rate shown is for the city of Edison in New Jersey, USA. The exchange rate differs depending on the location of transfer (over 47000 locations in US)
  • Rate given at the location of transfer is Guaranteed
  • Money in 3 business days: Fees of $10
  • Best option in case of emergency, money received with-in mins
  • Send money by visiting agent location or online direct bank transfer/credit/debit card
  • Receive money by direct credit to bank account (including NRE/NRO) or cash pick up at a western union agent location

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4.991 - 4 Hours
  • Fee of $4.99 if paid with a US Bank account and fee of $29.99 if paid with Debit/Credit card. This fee is based on $1000 transfer.
  • Guaranteed Exchange Rate
  • Bank deposits within 24 Hours to most bank accounts in India
  • Other modes of delivery in India: Cash Pickup by recipients, Cash Delivery

Discussion Board

Good Service. A First time User Opinion

I used remitly for first time a week back. I am also like one of you and wish to send money to India through these kinds of websites that offers best rate, better customer service in case of any issues & commitment to timely deposit as per their promise.

With the first user experience, I noticed

1. It offered best rate on the day I wished to sent.

2. Money got transferred even 1hour before the time they promised and it was an economy transfer. ( I was really skeptical initially about whether they stand by their promise time )

It seems to be good and I would definitely will use the service further.

Exchange rates in HDFC and ICICI

hi can you please let me know the USD to INR exchange rates for ICICI and HDFC. Want to go the better one.




Varghese K.

Ria moeny transfer is best in exchange rate & time for transfer

Using Ria money transfer from almost a year. If we use ACH transfer (from Bank account) it will take 5-6 hours for transfer to be completed. This will happen from 3rd or 4th transfer and their after. Very good and competitive rates and easy to transfer. As a satisfied customer recommend this service.


This time Ria took more time than commited

Usually through ACH transfer money will be in a day based on NEFT working hour's.

However this time transferred on 9th, amount deducted in Source account on 11th but as promised on 15th amount will be in Destination account ,no

Amount deposited in Destination account. Maximum time exceeded and ria failed this time.

Not good experience with Ria money transfer

They usually transfer money within a day , but last few times they delayed by week . As it was very urgent need for me . Ria failed to deliver in a day.

XOOM is a big big cheater

My friend need money in urgent basis so i choose because as per XOOM advertize that they credit you money in 4 working hr but when I make a transfer they say we does not take 1-4 business day in case  we are not associated with that financial institution so I have cancelled  my transaction and Intiated a new transaction with Bank Of America and this time too they have send the same email that they will verify that in 1-4 business day I am totally stuck :( . Please do not use xoom at all.

You would have trasferred with Bank account

Did you made the transfer with your bank account?  Most of the money exchange do the same and it takes for 4 days.  The fastest way is to be with debit card.  it wil take in few min with Zoom and 4 hrs with western Union.  That also depends, working day till transction time in india.

But Zoom will transfer with in few min.


This may happen with initial/first transaction with any transfer site, if this has happenned on 3rd or 4th transaction then there is surely a concern. I have used 4 hour transfer seemlessly however for that you have to do the transfer during India banking hours.

Although I agree that XOOM gives you less rate but let's do the math, e.g. XOOM's rate is almost always less by .25 paise so if you are transffering $1000[ most common] then you will get just Rs. 250 less in Indian account which for me is totally justified when you consider that other's take 2-5 days!!

So it's upto indiavidual if they want fast service and pay for it or they want Bank/institute to enjoy their money for 4 days and get Rs 250 more.






That case happens Sometimes in any of the third party transfer sites. But I have very good experience with XOOM. Though if offers less rate compared to other ones, it does transfer in 4 hrs. Believe it or not, most of my transactions done till date happened in few mins. And again, from BankofAmerica itself. Hope you won't face this in future.

Banking Charges - Foreign Currency Cheque

Which bank charges low for foreign currency cheque for SB  Current account 



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