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Market exchange rate as of
8 Minutes ago

US Dollar to Indian Rupee (USD to INR) Live Exchange Rates

Non-Resident Indians (NRIs) remitted nearly $79 billion to India in 2018. But even so, most NRIs wonder if they are using the right service provider for sending money to India. Which are the most relibale money transfer companies? Is it safe to use this online money transfer service? How long will it take before the money reaches the destination? Am I getting the best exchange rates for USD to INR? What is the current US dollar to Indian rupee exchange rate or what is the live USD to INR exchange rate? Should I wait for a few days to transfer money to India to get a better rate? Where can I compare the exchange rates by various money transfer companies? What is USD to INR forecast?

To answer these questions, we have prepared a table of money transfer companies that offers money remittance services from USA to India as shown below. Exchange Rates vary by the transaction amount and the method of transfer. The rates and fee shown for sending money to India are for online money transfer of under $1000 from USA.

Scroll past the rate table to see the Exchange Rate Discussion Board.

 ₹ Per $ 
Fee Time Comments

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+91- 22- 4406 6666


0.003 - 5 Days
  • $0 Fee to transfer any amount
  • Fixed exchange rates
  • Transfer money to any bank in India
  • Ongoing Promotion: First transaction of over $500 will get you $10 amzon gift card for online shopping

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0.002 - 3 Days
  • has $0 fees for above $1000 transactions and $1.99 fees for below $1000.
  • Guaranteed Exchange Rate
  • Bank Transfer (ACH mechanism) takes 24-48 hrs for transfer
  • Unlimited amount for bank deposit or draft delivery at home
  • Bank draft delivery at home takes 3 days only
  • Xpress Money option delivers cash at agent locations immediately (Rs. 50,000 max.)

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5.002 Days
  • Free $25 Amazon voucher on first transaction   
  • Zero fees for transfer above $999
  • Option to choose guaranteed or indicative rate
  • Transfer takes 4 days* for ACH and 1 day* for wire transfer
  • No upper limit on transaction
  • Method of receiving in India is bank deposit
  • Get Rs. 1000 with every referral, who registers and transacts
  • For assistance, mail at or call toll free at 1-888-736-4886

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0.004 Indian banking hours (Express) or 3 business days (Economy)
  • $0 fee for transfer over $1000. Fee of $1.99 for transfers below $1000.
  • Guaranteed Exchange Rate
  • Take 3 to 5 business days to transfer from your Bank account
  • Take 4 hours (India banking hours) if money is transfered using Debit Card
  • Deposits can be made to all the major banks in India
  • 100% Money-Back Guarantee
  • 24/7 Customer Support

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0.003 Days
  • $0 transfer fee via debit card
  • Great exchange rates
  • Deposit to almost any bank in India within 24 hours
  • Cash pick-up available
  • 100% Money-Back Guarantee
  • More than 230,000 Worldwide Agent Locations in more than 130 Countries

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0.004 - 5 Days
  • $0 fee for online transfer to SBI Banks and fee of Rs. 6 for online transfer of amount less than $500 to any other bank
  • Foreign Currency Conversion charges of Rs.250/- levied on every remittance.
  • Service tax of .14% or Rs. 35 (whichever is higher) for amounts upto Rs. 100,000 received in India
  • 2 days for transfer to account in SBI bank and 4-5 days to accounts in other banks
  • Min remittance amount in a single transaction is $50
  • Max remittance of $10,000 in a single transaction to account in SBI and of $5000 in account with any other bank
  • Other Transfer modes: Instant transfer, SWIFT/Wire transfer, Draft Cashier's Cheques and Foreign currency cheques.

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0.003 Days
  • Highest Locked-In Exchange Rate Guarantee
  • Instant Bank Deposits to Bank Across India
  • Cash PickUp to Over 20,000 Location Across India
  • No fee for transfers over $1,000
  • Minimum amount to send $50, Maximum amount $2,950
  • 24/7 Customer Service and Live Web Chat
  • Accept ACH & Credit Card for payment
  • Remittance can also be made in person at their agent location

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9.082 hours
  • Fast, Secure and Transparent money transfer with No hidden fees
  • Transfer fee Calculation: USD 1.13 + 0.6% of the transfer amount upto USD 135,000 and 0.5% for over USD 135,000
  • 5 million customers, processing USD 4 billion in transactions every month and customers saving USD 1 billion every month
  • TransferWise is now (in the year 2019) the most valuable fintech start-up in Europe.
  • 24x7 customer support

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10.003 Days
  • The rate shown is for the city of Edison in New Jersey, USA. The exchange rate differs depending on the location of transfer (over 47000 locations in US)
  • Rate given at the location of transfer is Guaranteed
  • Money in 3 business days: Fees of $10
  • Best option in case of emergency, money received with-in mins
  • Send money by visiting agent location or online direct bank transfer/credit/debit card
  • Receive money by direct credit to bank account (including NRE/NRO) or cash pick up at a western union agent location

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4.991 - 4 Hours
  • Fee of $4.99 if paid with a US Bank account and fee of $29.99 if paid with Debit/Credit card. This fee is based on $1000 transfer.
  • Guaranteed Exchange Rate
  • Bank deposits within 24 Hours to most bank accounts in India
  • Other modes of delivery in India: Cash Pickup by recipients, Cash Delivery

Discussion Board

Can you include XendPay
Can you include XendPay in the list of solutions supporting remittance.
Need Clarification in Price difference using USD and INR
I want to buy a Laptop.The price in US dollars is $699, but in indian rupees it is above 88000.Why is that much difference occuring?
I assume it also includes the
I assume it also includes the customs duty (approx @20-30%) for shipping/bringing electronics to India. A rough estimate is provided below with approx calc (1 USD @ INR 64) Cost of Laptop - USD 700 - INR 45000 US Sales Tax - 50 - 3200 Shipping - 230 - 15000 Customs - 140 to 210 - 9000 to 13500 Total - 1120 to 1190 - 72000 to 77200... not sure whether any other expenses included to reach 88k in India
Becoz flight and cargo price
Becoz flight and cargo price
higher amount exchange rate

Dear SIR


please accept many thanks for this fantastic website full of information.

May i request you to kindly increase your data base by including the other banks and if the amount of transfer is higher than 

what rate will be expected by that bank,,as right now only transfers of below than 1000USD ,,,is seen there.







Best app to transfer money

try remitbee for better exchange rates.


sir i want the new franches in pan card center please 

my cell number is 9666266906

Email id



I want to do bulk transfer from usd account to UAE account of my relative.

Wanted to know the safest and most reliable legal way to  do the transfer with no fees attached.

Pls guide.



Experience with NRE accounts- best options??

Hey guys,

It is clear that the only legal way to transfer your $ earnings from US to India and keep it under your name is via an NRE account. I'm hoping some of you are currently holding an NRE a/c in India. Need your experiences for below points.

  1. What are the options that you take to let a person in india do cash transactions from the NRE account ( as far as I know, technically no bank authorizes a person in India to withdraw from your NRE a/c)?
  2. I think you can transfer INR from your NRE a/c to a savings bank a/c in India. is that correct? If so, can you recommend a bank that has lower service charges for these kind of transfers? Its not wise to lose some INR during exchange and again some INR for transfers b/w NRE and savings a/c in India. 


Reply to your remarks
You should understand that you are earning in dollars. If you earning in dollars why are you worried about paying a dollar or two worth of money? Let's help our democracy by contributing some money in this way. This is my opinion as I am paying happily. Thanks!


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