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ENTRY INDIA - An India Business & Travel Guide

Market exchange rate as of
37 Minutes ago

Comparison of Dollar to Rupee Exchange Rates

The Indian Rupee is the official currency of India.

Non-Resident Indians (NRIs) remitted nearly $70 billion to India last year. But even so, most NRIs wonder if they are using the right service provider for sending money to India. Is it safe to use this service? How long will it take before the money reaches the destination? Am I getting competitive exchange rates? Should I wait for a few days to transfer money to India to get a better rate?

To answer these questions, we have prepared a table of financial institutions that send money to India as shown below. Exchange Rates vary by the transaction amount and the method of transfer. The rates and fee shown to send money to India are for online transfer of under $1000 from USA.

Scroll past the rate table to see the Exchange Rate Discussion Board.

 ₹ Per $ 
Fee Time Comments

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0.005 Days
  • Get upto 30 paisa extra on your First transaction
  • Best Exchange rates
  • 0 fees
  • Fixed exchange rates
  • Safe & Secure
  • Track the status of your remittances
  • For assistance, write to us at
  • Hassle free process

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0.004 Indian banking hours (Express) or 5 business days (E-transfer)
  • ZERO service charge on transfer above $1000
  • Fixed Exchange Rates
  • ACH mechanism of fund transfer to all ICICI Bank account and credits into 100+ Bank accounts in India via NEFT and IMPS clearing
  • Email/ SMS alerts on fund transfer status
  • Anytime, anywhere access through Money2India App
  • Standing Instructions facility with Higher Fund Transfer Limits

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+91- 22- 4406 6666


0.003 - 5 Days
  • $0 Fee to transfer any amount
  • Fixed exchange rates
  • Transfer money to any bank in India
  • Ongoing Promotion: First transaction of over $500 will get you $10 amzon gift card for online shopping

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0.002 - 3 Days
  • has $0 fees for above $1000 transactions and $1.99 fees for below $1000.
  • Guaranteed Exchange Rate
  • Bank Transfer (ACH mechanism) takes 24-48 hrs for transfer
  • Unlimited amount for bank deposit or draft delivery at home
  • Bank draft delivery at home takes 3 days only
  • Xpress Money option delivers cash at agent locations immediately (Rs. 50,000 max.)

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5.002 Days
  • Free $25 Amazon voucher on first transaction   
  • Zero fees for transfer above $999
  • Option to choose guaranteed or indicative rate
  • Transfer takes 4 days* for ACH and 1 day* for wire transfer
  • No upper limit on transaction
  • Method of receiving in India is bank deposit
  • Get Rs. 1000 with every referral, who registers and transacts
  • For assistance, mail at or call toll free at 1-888-736-4886

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0.004 Indian banking hours (Express) or 3 business days (Economy)
  • $0 fee for transfer over $1000. Fee of $1.99 for transfers below $1000.
  • Guaranteed Exchange Rate
  • Take 3 to 5 business days to transfer from your Bank account
  • Take 4 hours (India banking hours) if money is transfered using Debit Card
  • Deposits can be made to all the major banks in India
  • 100% Money-Back Guarantee
  • 24/7 Customer Support

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0.003 Days
  • $0 transfer fee via debit card
  • Great exchange rates
  • Deposit to almost any bank in India within 24 hours
  • Cash pick-up available
  • 100% Money-Back Guarantee
  • More than 230,000 Worldwide Agent Locations in more than 130 Countries

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0.004 - 5 Days
  • $0 fee for online transfer to SBI Banks and fee of Rs. 6 for online transfer of amount less than $500 to any other bank
  • Foreign Currency Conversion charges of Rs.250/- levied on every remittance.
  • Service tax of .14% or Rs. 35 (whichever is higher) for amounts upto Rs. 100,000 received in India
  • 2 days for transfer to account in SBI bank and 4-5 days to accounts in other banks
  • Min remittance amount in a single transaction is $50
  • Max remittance of $10,000 in a single transaction to account in SBI and of $5000 in account with any other bank
  • Other Transfer modes: Instant transfer, SWIFT/Wire transfer, Draft Cashier's Cheques and Foreign currency cheques.

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0.003 Days
  • Highest Locked-In Exchange Rate Guarantee
  • Instant Bank Deposits to Bank Across India
  • Cash PickUp to Over 20,000 Location Across India
  • No fee for transfers over $1,000
  • Minimum amount to send $50, Maximum amount $2,950
  • 24/7 Customer Service and Live Web Chat
  • Accept ACH & Credit Card for payment
  • Remittance can also be made in person at their agent location

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10.003 Days
  • The rate shown is for the city of Edison in New Jersey, USA. The exchange rate differs depending on the location of transfer (over 47000 locations in US)
  • Rate given at the location of transfer is Guaranteed
  • Money in 3 business days: Fees of $10
  • Best option in case of emergency, money received with-in mins
  • Send money by visiting agent location or online direct bank transfer/credit/debit card
  • Receive money by direct credit to bank account (including NRE/NRO) or cash pick up at a western union agent location

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4.991 - 4 Hours
  • Fee of $4.99 if paid with a US Bank account and fee of $29.99 if paid with Debit/Credit card. This fee is based on $1000 transfer.
  • Guaranteed Exchange Rate
  • Bank deposits within 24 Hours to most bank accounts in India
  • Other modes of delivery in India: Cash Pickup by recipients, Cash Delivery

Discussion Board

Best Rate and Service by Remitly

I totally agree with Ashok, I also joind Remitly and did lot of transaction and they have best rates and on time... compare to all other service providers.(ICICI, Axis, SBI, ....etc) I will recomend all of my friends to use Remitly.

Money exchange best service

XOOM is good enoungh when you want to send money quickly but at lowest rate always.

Remilty is excellent but only when you are not in hurry.Always rate of exchange is max with 0 fee when money transfer amount is below 2900.

Remily is all good go with this if you want max money.

Never go For Remitly

Remitly  take time to transfer . They don't have correct as well . Rate shown here will differ to the website rate . It is only good when your the new user , your not in hurry to transfer .

$3 Extra

I am not happy the way western Union have charging 3 dollar extra per transaction more than 900 dollar,

I am one of the customer who always sending more than 900 dollar only thru western union, now you re making me to think to continue or not?

If you need to keep your loyal customer, please try to remove this transaction fee but i am very happy with the service of western Union


Western Union is best

I have been using western union since long. this is the best money transfer across all the other.

Western Union Charging $3 per transaction if more than $900

Now a days Western Union charging $3 per transaction if total money value is more than $900.  Also observed two different exchange value.  why this sudden change and what is the logic behind this.  Is it advantage or disadvantage?  Though they charge $3 per transation, exchange rate is same as current $ rate. better than the previous one, but charging $3.

Western Union Transaction Fee

Yes - you're right. I too have noticed that lately.. Like you said, their conversion rate is a bit more than what they used to give before. So, I guess it is still a better option if you xfer more $ amount. If you're xfering just around 1000$ per transaction, then $3 fee not worth it.

Good Service. A First time User Opinion

I used remitly for first time a week back. I am also like one of you and wish to send money to India through these kinds of websites that offers best rate, better customer service in case of any issues & commitment to timely deposit as per their promise.

With the first user experience, I noticed

1. It offered best rate on the day I wished to sent.

2. Money got transferred even 1hour before the time they promised and it was an economy transfer. ( I was really skeptical initially about whether they stand by their promise time )

It seems to be good and I would definitely will use the service further.

Exchange rates in HDFC and ICICI

hi can you please let me know the USD to INR exchange rates for ICICI and HDFC. Want to go the better one.




Varghese K.

Ria moeny transfer is best in exchange rate & time for transfer

Using Ria money transfer from almost a year. If we use ACH transfer (from Bank account) it will take 5-6 hours for transfer to be completed. This will happen from 3rd or 4th transfer and their after. Very good and competitive rates and easy to transfer. As a satisfied customer recommend this service.




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