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Market exchange rate as of
59 Minutes ago

US Dollar to Indian Rupee (USD to INR) Live Exchange Rates

Non-Resident Indians (NRIs) remitted nearly $79 billion to India in 2018. But even so, most NRIs wonder if they are using the right service provider for sending money to India. Which are the most relibale money transfer companies? Is it safe to use this online money transfer service? How long will it take before the money reaches the destination? Am I getting the best exchange rates for USD to INR? What is the current US dollar to Indian rupee exchange rate or what is the live USD to INR exchange rate? Should I wait for a few days to transfer money to India to get a better rate? Where can I compare the exchange rates by various money transfer companies? What is USD to INR forecast?

To answer these questions, we have prepared a table of money transfer companies that offers money remittance services from USA to India as shown below. Exchange Rates vary by the transaction amount and the method of transfer. The rates and fee shown for sending money to India are for online money transfer of under $1000 from USA.

Scroll past the rate table to see the Exchange Rate Discussion Board.

 ₹ Per $ 
Fee Time Comments

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0.005 Days
  • Get upto 30 paisa extra on your First transaction
  • Best Exchange rates
  • 0 fees
  • Fixed exchange rates
  • Safe & Secure
  • Track the status of your remittances
  • For assistance, write to us at
  • Hassle free process

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0.004 Indian banking hours (Express) or 5 business days (E-transfer)
  • ZERO service charge on transfer above $1000
  • Fixed Exchange Rates
  • ACH mechanism of fund transfer to all ICICI Bank account and credits into 100+ Bank accounts in India via NEFT and IMPS clearing
  • Email/ SMS alerts on fund transfer status
  • Anytime, anywhere access through Money2India App
  • Standing Instructions facility with Higher Fund Transfer Limits

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+91- 22- 4406 6666


0.003 - 5 Days
  • $0 Fee to transfer any amount
  • Fixed exchange rates
  • Transfer money to any bank in India
  • Ongoing Promotion: First transaction of over $500 will get you $10 amzon gift card for online shopping

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0.002 - 3 Days
  • has $0 fees for above $1000 transactions and $1.99 fees for below $1000.
  • Guaranteed Exchange Rate
  • Bank Transfer (ACH mechanism) takes 24-48 hrs for transfer
  • Unlimited amount for bank deposit or draft delivery at home
  • Bank draft delivery at home takes 3 days only
  • Xpress Money option delivers cash at agent locations immediately (Rs. 50,000 max.)

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5.002 Days
  • Free $25 Amazon voucher on first transaction   
  • Zero fees for transfer above $999
  • Option to choose guaranteed or indicative rate
  • Transfer takes 4 days* for ACH and 1 day* for wire transfer
  • No upper limit on transaction
  • Method of receiving in India is bank deposit
  • Get Rs. 1000 with every referral, who registers and transacts
  • For assistance, mail at or call toll free at 1-888-736-4886

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0.004 Indian banking hours (Express) or 3 business days (Economy)
  • $0 fee for transfer over $1000. Fee of $1.99 for transfers below $1000.
  • Guaranteed Exchange Rate
  • Take 3 to 5 business days to transfer from your Bank account
  • Take 4 hours (India banking hours) if money is transfered using Debit Card
  • Deposits can be made to all the major banks in India
  • 100% Money-Back Guarantee
  • 24/7 Customer Support

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0.003 Days
  • $0 transfer fee via debit card
  • Great exchange rates
  • Deposit to almost any bank in India within 24 hours
  • Cash pick-up available
  • 100% Money-Back Guarantee
  • More than 230,000 Worldwide Agent Locations in more than 130 Countries

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0.004 - 5 Days
  • $0 fee for online transfer to SBI Banks and fee of Rs. 6 for online transfer of amount less than $500 to any other bank
  • Foreign Currency Conversion charges of Rs.250/- levied on every remittance.
  • Service tax of .14% or Rs. 35 (whichever is higher) for amounts upto Rs. 100,000 received in India
  • 2 days for transfer to account in SBI bank and 4-5 days to accounts in other banks
  • Min remittance amount in a single transaction is $50
  • Max remittance of $10,000 in a single transaction to account in SBI and of $5000 in account with any other bank
  • Other Transfer modes: Instant transfer, SWIFT/Wire transfer, Draft Cashier's Cheques and Foreign currency cheques.

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0.003 Days
  • Highest Locked-In Exchange Rate Guarantee
  • Instant Bank Deposits to Bank Across India
  • Cash PickUp to Over 20,000 Location Across India
  • No fee for transfers over $1,000
  • Minimum amount to send $50, Maximum amount $2,950
  • 24/7 Customer Service and Live Web Chat
  • Accept ACH & Credit Card for payment
  • Remittance can also be made in person at their agent location

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9.082 hours
  • Fast, Secure and Transparent money transfer with No hidden fees
  • Transfer fee Calculation: USD 1.13 + 0.6% of the transfer amount upto USD 135,000 and 0.5% for over USD 135,000
  • 5 million customers, processing USD 4 billion in transactions every month and customers saving USD 1 billion every month
  • TransferWise is now (in the year 2019) the most valuable fintech start-up in Europe.
  • 24x7 customer support

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10.003 Days
  • The rate shown is for the city of Edison in New Jersey, USA. The exchange rate differs depending on the location of transfer (over 47000 locations in US)
  • Rate given at the location of transfer is Guaranteed
  • Money in 3 business days: Fees of $10
  • Best option in case of emergency, money received with-in mins
  • Send money by visiting agent location or online direct bank transfer/credit/debit card
  • Receive money by direct credit to bank account (including NRE/NRO) or cash pick up at a western union agent location

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4.991 - 4 Hours
  • Fee of $4.99 if paid with a US Bank account and fee of $29.99 if paid with Debit/Credit card. This fee is based on $1000 transfer.
  • Guaranteed Exchange Rate
  • Bank deposits within 24 Hours to most bank accounts in India
  • Other modes of delivery in India: Cash Pickup by recipients, Cash Delivery

Discussion Board

Western Union

Western Unnion is offereing  fast money transfer within 1 business day through money transfer using debit card. It is also offering good exchange rates when compared to other compnaies. The customer service is so good and they gave response to all my questions.

Referal Reward

I agree your point and I am suggesting Western Union to my friends.  But they will not give the referal reward when you refer your friend to western Union.  They try to cheat us.  But Zoom is very Honest in that matter.

Thanks a million....

"I've been using RemitLite for quite a while now and every time I sent money it always gets there on time and my relatives back home don't have a hard time picking up the money. I just love the service. I've tried western union but I m not satisfied with their service....they give my relatives a hard time claiming the money that's been sent to them and they ask for extra fee even though I already paid for the fee of sending it here in U.S. Keep up the good work and RemitLite is number one. Thanks a million....

It seems Remitlite guys

It seems Remitlite guys are writing biased reviews. I have been Remitlite customer. They have no custome service at all. They just promise you to call back, when you leqave an email to their system and if you miss the call, you have to send an email again. Also, they won't disclose $17.99 fee, which is steepest in market. It shows only on approval page. Its a kind of gimmick.  


Thanks a lot for letting us know. I was about to transfer the money & i thought of checking the reveiews beforehand & found your comment. Once again thanks

easy to use. Clear. Convenient. Remitlite ,

I'm indian, grew up in india but live in USA. Which means I have to pay doctors/dentist bills, loans in india, when I first time travel to USA I need a some et money urgently and it happens often enough that I have to send some money to a friend that lives in USA to settle my "debts" with them... and thanks to Remitlite I can do this now without paying high fees/bad rates to banks and wasting time queuing in branches. It's easy to use. Clear. Convenient. Remitlite . I truelly recommand it and will continue using it in future

best exchange rate ever

Rate is cometative with many of other exchange rate companies but it doesn't beat RemitLite in exchange rate bec they provide best exchange rate ever.I have been using RemitLite for few months now and impressed with the service and by the promotions they run.The advantage you have with RemitLite is you don't have transfer limit.You have a limit on transfer with other exchange services provider. Both of them send money in same time. and must say, their support team is equally superb.To send money very quick as compare to other providers, I would prefer RemitLite .

Transfast is worst

Absolutely true...Transfast did not honour the locked in exchange rate, and they charge more than the banks!!!....Comparing the conversion charges, they were the highest of all the remittance services!!!

IndusInd charges service tax

Please update your websites. IndusInd collects Service tax (slightly more than CBEC's formula) that starts from $0.50 from transfer amounts upto $500 to more than $4.00 for amounts more than $5000.

Really impressed by Remitlite Excellent service

Unusual for a company to live up to its advertising, but they really are that good. I need to send money to my daughter in india from time to time and this was not only easy,  Now I've sent larger amounts the fee seemed high compared to the bank's fixed fee, but as soon as I compared the bank's exchange rate to RemiteLite exchange rate the difference was huge. If you track the exchange rate on say Bloomberg, you'll see the rate rise and fall throughout the day. If you wait for a peak then go to RemitLite you'll see that price is immediately tracked. I will definitely recommend this service to all. Excellent service!



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